We are Independent Fiduciaries

We are not tied to a wire house, insurance company, bank or any other institution. We don’t receive any incentives, like trips, or swag, or extra pay for placing a client's money somewhere, or for making any other recommendations.

One bi-product of our independence, we are held to a higher legal standard, the Fiduciary Standard.

We are legally obligated to do what is in your best interest. This is important to us and we make it known to our clients because... well... this is our standard. If we were in your shoes, what would we do financially.

We are Fee Only

Financial advisors make money through up front commissions, an ongoing fee, or both. You could give me $1,000,000 to manage right now and I could place it in an investment product that will pay me a commission up front or I can invest it and charge you an ongoing fee...

A fee that I do not receive until I have already managed your money for a period of time.

A fee I only keep getting if I do what I say I am going to do and retain you as a client.

We only do things by fee, no commissions. We intend to manage your money long term, not simply invest it one time and move on to the next “sale”.

We provide a Customized Client Experience

There are 365 days in a year. Let's take out weekends, holidays, some sick days and some vacation time. Let's assume that puts us around 230 working
days a year. If I had 230 clients, I could dedicate ONE day a year to each of them. What If I had 460 clients? What if I had over 1,000 clients?

At EP Wealth, we think you deserve more than ONE day a year. But how!?

1. With a team of amazing people dedicated to serving YOU

Client Relationships Associates – Willing and ready to help with anything
Financial Planners – Ensuring a sound and bullet proof financial plan
Portfolio Management Team – Investment advice, adjustments and insight
Tax & Estate Professionals – Tax and estate guidance

2. Money Managed = Level of Service

We do not like turning people away, but we also can’t offer the full scope of our time, services and staff to anyone and everyone. We often differentiate the level of our service by the amount of money a client has available for us to manage.

$500,000 dollars of investable assets is a good starting place for us to begin to deliver you a customized client experience.

We focus on Comprehensive Financial Planning

We do a great job managing our clients’ money BECAUSE we focus on their financial plan

We believe the decisions we are making in your investment portfolio should be driven by a financial plan that is accurate, comprehensive, up to date, and reflects you.

Let us help you identify your areas of need, get things organized, and likely improve your investment experience as a bi-product.

We offer a Dynamic Investment Approach

his sounds "salesy"... it's the word Dynamic that is doing it, I know it. Allow mean to explain what I mean by dynamic without sounding "salesy".

Here is a breakdown of the exposure, solutions and strategies available to offer our clients

Exposure: Publicly Traded US Stocks, Publicly Traded International Stocks, Publicly Traded Emerging Market Stocks, Publicly Traded Bonds, Commodities, Private Equity, Private Credit, Private Real Estate

Solutions: Individual Stocks, Mutual Funds, ETF’s, Separately Managed Accounts (SMAs), Proprietary Individual
Large Cap Fund, Laddered bonds, Active Funds, Index Funds, Tax Efficient Funds, Tactical Funds, Low Turnover Funds

Strategies: Option Trading, Managing Concentrated Positions, Direct Indexing, Tax-Exempt Bond Construction (State Specific), Corporate Reorganizations, Private Company Lending, Private Company Investment in Secondary Markets, Triple Net Leasing

This is a lot... and I still sound "salesy"

Let me try again.

The only reason I listed everything above is to convey the fact that our investment approach will be customizable to you. Much of exposure, solutions and
strategies we can offer might not even be applicable to you, and that is okay. But we have it if it is!

And this is why we like to build out a... FINANCIAL PLAN

We prioritize Tax Planning & Savings

Here are some tax strategies you might want to consider, that we will consider, recommend, and implement for you, if you would just hire us.

Are you maxing out all qualified accounts?

Are you tax loss harvesting?

Can you implement Asset Location in your Investment Portfolio?

Are you giving with appreciated stocks?

Should you use a DAF?

Do you know what a QCD is?

How much turnover is in your investment portfolio? Might it be causing an unnecessary tax drag in a brokerage account?

Should you invest in tax exempt bonds? Why wouldn't you?

Have you ever considered bunching your deductions?

Should you consider doing some Roth conversions?

Do you know about the estate or death tax? Should you be doing something about it?

Do you want help with your taxes?

Do you want us to file your taxes?

Let us help you become Proactive, not Reactive